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Top Reasons To Have A Home Inspection

When buying a home, you have the right to complete many different types of inspections of the potential home you’re purchasing. A home inspection is actually one of the most common contract contingencies from home buyer’s. Whether you have purchased five homes or you’re going to buying your first home, a home inspection in almost every case, is highly recommended.

Why is the home inspection contingency one of the most commonly seen and also highly recommended? There are actually many reasons why the home inspection contingency is one of the most commonly seen contingencies in purchase and sale contracts in real estate and also why having a home inspection is highly recommended.

So, what are the reasons why you should have a home inspection when buying a home? Here are many of the top reasons to have a home inspection when buying a home.

Peace Of Mind
A home is one of the largest purchases and investments that is purchased in anyone’s lifetime. The costs associated with buying a home are not cheap by any stretch of the imagination. One of the most important reasons to have a home inspection when buying a home is the peace of mind that it can provide.

The primary purpose of a home inspection is to make sure the home is for the most part a very solid and safe home. By waiving the opportunity to have a home inspection, you may actually be creating additional and unnecessary anxiety and stress. By performing a home inspection, you will have the added peace of mind that you’re purchasing a very solid and safe home.

Relatively Inexpensive
Another reason to have a home inspection when buying a home is that it doesn’t cost a lot of money. Most home inspections will range between $300-$600 depending on the size of the home. Since buying a home is such a large investment, the small amount of money it costs for a home inspection should help make the decision easy to have an inspection, even if you feel extremely comfortable with the home you’re purchasing.

Buyer’s who decide to waive their right to having a home inspection often regret in the future about not spending the few hundred dollars it costs to hire a home inspector. The most common circumstance when a buyer waives the right to having a home inspection is when there are multiple offers on a home. If there is a multiple offer situation where the two offers are fairly similar and one of the offers is not contingent on having a home inspection, a seller is likely to select the offer with no home inspection contingency.

Uncover Safety Issues
The home inspection is the opportunity to thoroughly investigate the home you’re potentially going to be purchasing. It’s important to understand that a quality home inspector will find some issues with every home, even a newly built home. Some of the issues that are found may not be a big deal while some maybe serious safety issues.

Some issues that are discovered during a home inspection are actually quite common. Issues such as improper electrical wiring, worn roofing, inoperable windows, and plumbing deficiencies are just a few of the most commonly found home inspection issues. The purpose of a home inspection is not to make sure that every last thing in a home is perfect to your liking, however, it’s important that the home inspection determines the home has no glaring safety issues.

Discovering Pest & Insect Problems Is A Reason To Have A Home Inspection

Reveal Possible Pest & Insect Problems
Pest and insect infestation can destroy a home. Depending on your location, the likelihood of having a pest or insect problem will vary. There are many different types of pests and insects that can create problems in a home. Wood-boring pests and insects, such as termites, can be a huge problem if not discovered. Termites cause approximately five billion dollars in damage to properties yearly. Other common wood destroying pests include carpenter ants and powder post beetles.

Some home inspections will include a pest and insect inspection and others will not. Be sure to ask your real estate agent whether or not they have any home inspectors or pest inspection companies who can make sure the home you’re purchasing does not have any pest or insect problems.

Find Structural Issues
One of the top reasons to have a home inspection when buying a home is to determine if there are any structural issues with the home. The structure of a home is one of the most important components to a home. Structural issues can costs thousands of dollars to correct if discovered and by performing a home inspection, you can avoid having such a large expense in the future.

When choosing a home inspector, know that some home inspectors are professional engineers (PE’s) and some are not. A home inspector who is a professional engineer should be able to determine whether a home has structural issues or not. Other things to be aware of while looking a homes that could be potential structural issues include significant cracks in ceilings and walls, cracking in the foundation walls, and out of level door frames.

Forecast Potential Future Expenses
Since buying a home can be a significant investment and can deplete a buyer’s bank account, it’s important to know what to expect in the future when it comes to expenses. It’s important to understand that there are no guarantees when it comes to the unexpected expenses of owning a home. While unlikely, it’s possible that a new hot water tank can be defective and need replacement shortly after closing.

Another important reason to have a home inspection when buying a home is it can help predict the future expenses. If a home inspector indicates the roof or furnace is nearing the end of it’s life expectancy, it’s important you begin to budget for a new roof or furnace. The home inspection is a great tool to help you create a future plan for expenses.

Home inspections can help determine where expenses for replacement or upgrades may arise in the future for many components, including:
Air Conditioning
Heating Systems

There are programs available at local, state, and national levels that provide grant money and tax incentives for replacement for many of the above components in a home.
Ask your Realtor about potential programs in your local area and state.

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